My younger brother has a wife and two daughters and has habit of spending money. For example, he likes going to movies often, eating out often, and buying name brand clothes.
I also have a wife and three kids. I am not like him. I only spend when I see there is a need for it; like when it's been a long time since we last ate out, so we should splurge a bit and go out. I have pretty good savings and herein lies the problem.
My brother is not doing any savings and when I guide him to save money of his own, he simply says:
"I have you as my backup. Aren't you?"
I remain speechless.
A few days ago I said:
"Everyone is on their own in this world. What if I was broke; how would you help? Why do you always think that you are the only one that might be in a bad position? Please start creating some back up."
Now he is not talking to me and has been sarcastically detailed about paying things. He is paying me back for even water and soda bottles.
How do I tell him that I will be always there for him, but that it doesn't mean he should not have his own back up plan? Saving is also earning in the long run too.