Questions tagged [money]

Questions involving money, either the giving of or or the receiving of it, or how to handle money as a group.

3
votes
5answers
873 views

Different budgets within roommate group

I'm a third-year student/ junior at a US university, and I'm about to move into an apartment with three friends of mine. The main reason I wanted to move was to save money, and I thought this was the ...
32
votes
6answers
6k views

How should I behave to assure my friends that I am not after their money?

I have some friends who recently came into a great deal of money. They have always been kind and supportive of me. I'd go so far as to say I owe them a great deal for the practical help they have ...
19
votes
1answer
920 views

Warning someone that they have been suckered into a scam

A friend of mine (let's call her Anne) was recently drawn into attending life-coaching sessions, through an organization which is a scam based on the Lifespring model (tl;dr they give you a ...
11
votes
2answers
848 views

How can I communicate to my wife my concerns about her spending habits? [duplicate]

Some context to begin with: My wife and I have been married for two years now. I earn around 2500€ after taxes, and she used to earn around 1500€ after taxes. We both share one bank account, by the ...
8
votes
1answer
785 views

Money problems with close friends

Introduction I'm a male software developer at the age of 25 in Austria who started his career about 2.5 years ago. Before my "real" career I was quite a social loser, I screwed up in school because I ...
18
votes
3answers
1k views

How can I get my wife to be less spendthrift?

I am married for 15+ years and working at an Indian technology company. These days, layoffs have been so frequent in my industry; for instance at my company they happened twice in the last three ...
1
vote
0answers
207 views

How to treat someone a meal without sounding rude? [closed]

So when I showed someone in germany a picture of local food from my country (Indonesia), he told me he'd love to try it if he visit my country. and I told him "I will show you my favorite restaurant ...
4
votes
1answer
359 views

How to politely turn down an offer from someone to join a pyramid scheme? [duplicate]

My girlfriend and I went out to eat with an acquaintance of hers and his wife. They were really nice people, but at the end of the dinner date, they brought up a known pyramid scheme that they're a ...
8
votes
1answer
519 views

Handling boss who doesn't pays salary on time

Asking this mainly for my wife, not myself. I'm also affected by it since we live together. Please note that I'm NOT asking for legal advice. Legally I would know how to proceed, unfortunately, it's ...
8
votes
3answers
1k views

How to reply to “don't you trust me?” when asking to see bill?

I live in a shared house where the utilities are under the lease holders name (Bob). I have a written agreement with Bob where he said I can see the original bills for utilities. I don't know why, but ...
1
vote
0answers
108 views

How to help a familiar financially without making them less responsable? [closed]

Last month, I got my first job, I started to earn a great amount of money, more than I need for my expenses, so, I decided to set aside part of my income to charity. Talking with my mother about what ...
2
votes
1answer
536 views

How to insist roommate provides me with proof of utilities bill?

I live in a shared house with several other people. One of them (call him Bob) signed the master lease with the owner and his name is on all the utilities. I pay Bob rent and my utilities. I have a ...
1
vote
2answers
922 views

Leaseholder suddenly increased everyone's rent, saying when he renewed lease with owner, they increased it

I live in a shared household. One person signed the lease with the owner and we pay him money for rent. He gave postdated checks to the owner. The lease recently was up for renewal and the owner ...
2
votes
2answers
834 views

How to tell brother that not returning money when he has it is not cool

I lent my brother over 700€ more than a year ago because he needed it more than me (I needed it to because I was going to get married), he told me he was going to return them as soon as possible, a ...
2
votes
1answer
515 views

How do I talk to my girlfriend about pitching in financially when we go out? [closed]

We have been together for 6 months. We are far away. We meet on the weekends. I have been to paying, but now I think it's time to share. We also talk about living together. How can I discuss this ...
3
votes
2answers
492 views

Thanks to friend's deal I saved some money, I would like to thank him [closed]

I have a friend who does financial advices and arranges certain deals. Thanks to him I was able to make a deal on which I saved a good amount of money. Since we're not that good friends, we usually ...
4
votes
1answer
575 views

Leaseholder rented out storageroom and I was under impression money from it would be divided evenly

I live as a roommate in a house shared with several other people. We had agreed to let an additional person stay here for several months for $x amount of dollars (technically I never agreed to this ...
2
votes
0answers
257 views

How to repay someone for a favour when it was their fault they had to do it in the first place? [closed]

This happened to a friend of mine (I framed the question differently to make it shorter). She told me about this and I'm wondering if she did the right thing given the situation. Background: My ...
2
votes
3answers
743 views

Group Date Split Check

My wife and I would like to ask another couple to a group date at a local restaurant. I'm fine with this, but I'm unsure as to whether a "group date" implies that the check will be split between the ...
5
votes
2answers
693 views

(How) can I ask gifts be in cash/check instead of more restrictive instruments?

When close family members give me gifts, it's often in the form of gift cards or pre-paid debit cards. I appreciate their generosity, and I spend the balances eventually, but I think both giver and ...
3
votes
5answers
667 views

How to approach the topic of splitting a vacation rental bill by ability to pay?

I'm planning a trip with friends and I'd like to rent a house for the weekend. The bill for such rental, housing 8-10 people, is $800-1,000. I don't want to pay the whole cost myself, but I am happy ...
10
votes
1answer
895 views

How can I communicate to my girlfriend that I'm uncomfortable paying most bills without ruining the relationship?

My girlfriend is an immigrant and will soon have a job for a year. After that job she'll need to go to school to continue staying in the US. Our current situation She technically lives with me after ...
4
votes
1answer
594 views

Making an acquaintance of a bank manager

I'm currently reading "Get a Financial Life" by Beth Kobliner after hearing it praised so much over on Money.SE. In the section on Banking, Kobliner says: Why it pays to know your bank manager ...
5
votes
2answers
969 views

How do I give money for the tickets to the girl that I'm seeing?

I've been out with this girl a couple of times already, we're going out again soon and once more after that to a concert. I couldn't buy the tickets online, so she did. I've been brought up in a way ...
8
votes
1answer
270 views

How can I ask for money return from friends without sounding selfish? [duplicate]

My 2 close friends borrowed a handsome amount from me without mentioning any deadline and that time I've had enough so I gave the amount, it's been 5 months when I gave the amount but now I need my ...
2
votes
4answers
1k views

Roommate demanding security deposit before leaving the room

I signed the lease for a small 2 bedroom apartment. I have had four roommates in the span of three years. The three previous roommates left because they moved out of town. The current roommate started ...
4
votes
2answers
698 views

How to deal with the fact my dad raised money for charity, then spent the cash on himself? [closed]

I'm 26, female, living at home with my parents for now (boyfriend left me to get a job abroad, said the relationship was effectively over), and over the past few months my dad was fundraising £40,000 ...
6
votes
4answers
1k views

How to reveal debt to longtime boyfriend?

My boyfriend and I have been together for several years. We have never lived together in the same place, but have spent time together at each other's places. We're pretty serious now and I have ...
1
vote
1answer
663 views

How to tell my parents I want to live in another city and ask them for their support

Background My parents want me and my fiance to move in city A My fiance and I want to live in city B I'm financially dependent on my parents, so they have the upper hand. Not totally dependent, but I ...
6
votes
1answer
785 views

How can I refuse my brother's plan for an expensive trip?

I live in a developing country. My wife and I make US$32,000 yearly. My brother and his wife live and work in a developed country and make much more than us, probably 3 times more. Recently, some of ...
12
votes
4answers
1k views

How to response to double standards elder relatives/acquaintance about my saving for a new PC without looking like an arrogant/disrespectful person?

Background I've been saving for new PC for a while and should be enough in a couple of months, soon be building it. The PC's components have already been chosen and should be working for both my job ...
3
votes
1answer
896 views

How to turn roommate down politely?

My potential roommate and I planned to lease a flat for the last of our university time. However he plans to live in the flat even between semesters (not returning home) so that he can get a job to ...
4
votes
3answers
1k views

How to tell the leaseholder I won't cover a kicked-out roommates rent

Last month I moved into a shared house. There are 6 people living here. The primary leaseholder told me he had told another tenant to move out because he was always late on the rent. I never met this ...
3
votes
3answers
632 views

How to deal with confrontational contractor who does not adequately do their job?

I hired a contractor to redo my backyard. The ensuing project was a battle every step of the way. The work needed to be checked nightly; he cut every possible corner; he took 2 months to complete a ...
6
votes
1answer
275 views

How to add personal money to a gift without seeming ungrateful?

Let's consider the following situation: a family member has offered to buy me a given object as a gift, for example a table, with a given budget, for example 500€ (random object and amount of money). ...
14
votes
5answers
2k views

How to deal with aunt harassing my 15-year-old daughter for money?

I'm uncertain how to deal with a family issue. My 15-year-old daughter is being hounded by her aunt for $8,000, for no good reason, and she's kept phoning her cellphone morning, noon and night. She ...
7
votes
2answers
643 views

How not to get dismissed in a negotiations

My example will be salary negotiations specific but I'd like to know how not to let other person dismiss you easily from negotiations. In a few days I'm planning to renegotiate my salary with boss of ...
21
votes
7answers
8k views

How can I initiate a talk of money with my friend about his business idea?

This is kind of a follow up to How to decline additional help when friend won't take no for an answer My friend has a business idea that he wants me to build an app for. I'm still deciding my ...
0
votes
3answers
622 views

How can I ask an acquaintance to make no offers on an apartment we are both interested in?

TL;DR An acquaintance of mine wants to buy the same apartment as me, and neither of us is willing to back down. Background In short, we discovered before going to the showing that were both very ...
4
votes
1answer
517 views

How can I remain friends with my sponsor child without continually funding them?

Asking for my wife: My wife has been sponsoring a child in Africa for 15 years. They regularly exchanged letters through the sponsorship program. No direct contact occurred, the letters were being ...
3
votes
2answers
622 views

Family constantly bets when playing games

Background: My siblings are used to spending money without a care in the world and it has leaked into the board games we play. When we play games they always want to bet. When I ask them if we can ...
78
votes
14answers
20k views

How can I stress to my brother the importance of saving when he relies on me as a safety net?

My younger brother has a wife and two daughters and has habit of spending money. For example, he likes going to movies often, eating out often, and buying name brand clothes. I also have a wife and ...
10
votes
2answers
1k views

Neighbor is responsible for additional costs to construction of our house; how to convince them to pay?

Situation My girlfriend and I are in the process of building a house to start a family. We have hired a contractor that will arrange everything from start to finish to deliver a habitable house. The ...
66
votes
4answers
21k views

My roommate is making me pay too much for rent. How should I confront him?

I just moved to a new city for my master studies. I met a man via a social website who is already living here and he offered to rent me his two room apartment for a year while he was studying abroad, ...
25
votes
9answers
11k views

How to tell someone they should honour their bid on my item?

I am selling used textbooks online in a Facebook buy and sell group. Two people contacted me within a minute apart to buy the same book, which I had listed for $50 OBO ("or best offer"). I messaged ...
8
votes
3answers
864 views

How to involve the law with minimizing feelings of threatening

Basically I have to give someone I live with notice I will start legal action against them. A roommate's dog will not stop barking. I told her it affects my ability to work and sleep and she said ...
4
votes
3answers
699 views

How can I deal with a discrepancy in financial situations between friends/family and myself?

About a year ago I landed a great job in a field that I've been trying to get into. The problem is that most of my friends make much less than I do. Their jobs are near entry level and they don't make ...
7
votes
0answers
463 views

Helping a friend who will likely die without help, but refuses help? [closed]

So I have a friend who's suffering from a condition known as cirrhosis that will likely take their life anytime between several months from now and several years from now. The thing is, this ...
15
votes
3answers
3k views

How do I help my girlfriend defend herself against manipulative parents?

Some Background My girlfriend's family moved to the US about 2 years ago to escape their home country (which is going through political and economic turmoil) to start over. Her mom sells insurance, ...
1
vote
1answer
817 views

I got a job, how should I pay for my girlfriend? [closed]

I've been dating with my girlfriend since almost 4 years. In the beginning, I was paying for both of us when we went out, so all of the couple-related expenses were covered by me. For example, if we ...