Questions tagged [money]

Questions involving money, either the giving of or or the receiving of it, or how to handle money as a group.

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2
votes
4answers
2k views

Roommate demanding security deposit before leaving the room

I signed the lease for a small 2 bedroom apartment. I have had four roommates in the span of three years. The three previous roommates left because they moved out of town. The current roommate started ...
46
votes
4answers
19k views

How to politely request we don't eat out for lunch on my first day at new job?

Tomorrow I start work as a software developer -- my first full time job. Four of my close friends work at the same company. They usually eat lunch in the break room, but for everyone's interviews and ...
8
votes
1answer
298 views

How can I ask for money return from friends without sounding selfish? [duplicate]

My 2 close friends borrowed a handsome amount from me without mentioning any deadline and that time I've had enough so I gave the amount, it's been 5 months when I gave the amount but now I need my ...
175
votes
20answers
59k views

How to avoid being seen as a cash cow by my family?

Situation I'm German, in my mid-20s and currently living together with my girlfriend without kids. I earn a fairly good salary for my age compared to other family members and was always a saver (...
5
votes
2answers
781 views

How to deal with the fact my dad raised money for charity, then spent the cash on himself? [closed]

I'm 26, female, living at home with my parents for now (boyfriend left me to get a job abroad, said the relationship was effectively over), and over the past few months my dad was fundraising £40,000 ...
12
votes
4answers
1k views

How to response to double standards elder relatives/acquaintance about my saving for a new PC without looking like an arrogant/disrespectful person?

Background I've been saving for new PC for a while and should be enough in a couple of months, soon be building it. The PC's components have already been chosen and should be working for both my job ...
6
votes
4answers
1k views

How to reveal debt to longtime boyfriend?

My boyfriend and I have been together for several years. We have never lived together in the same place, but have spent time together at each other's places. We're pretty serious now and I have ...
6
votes
1answer
861 views

How can I refuse my brother's plan for an expensive trip?

I live in a developing country. My wife and I make US$32,000 yearly. My brother and his wife live and work in a developed country and make much more than us, probably 3 times more. Recently, some of ...
1
vote
1answer
682 views

How to tell my parents I want to live in another city and ask them for their support

Background My parents want me and my fiance to move in city A My fiance and I want to live in city B I'm financially dependent on my parents, so they have the upper hand. Not totally dependent, but I ...
3
votes
1answer
973 views

How to turn roommate down politely?

My potential roommate and I planned to lease a flat for the last of our university time. However he plans to live in the flat even between semesters (not returning home) so that he can get a job to ...
3
votes
3answers
655 views

How to deal with confrontational contractor who does not adequately do their job?

I hired a contractor to redo my backyard. The ensuing project was a battle every step of the way. The work needed to be checked nightly; he cut every possible corner; he took 2 months to complete a ...
14
votes
5answers
2k views

How to deal with aunt harassing my 15-year-old daughter for money?

I'm uncertain how to deal with a family issue. My 15-year-old daughter is being hounded by her aunt for $8,000, for no good reason, and she's kept phoning her cellphone morning, noon and night. She ...
21
votes
7answers
8k views

How can I initiate a talk of money with my friend about his business idea?

This is kind of a follow up to How to decline additional help when friend won't take no for an answer My friend has a business idea that he wants me to build an app for. I'm still deciding my ...
6
votes
1answer
317 views

How to add personal money to a gift without seeming ungrateful?

Let's consider the following situation: a family member has offered to buy me a given object as a gift, for example a table, with a given budget, for example 500€ (random object and amount of money). ...
7
votes
2answers
653 views

How not to get dismissed in a negotiations

My example will be salary negotiations specific but I'd like to know how not to let other person dismiss you easily from negotiations. In a few days I'm planning to renegotiate my salary with boss of ...
0
votes
3answers
632 views

How can I ask an acquaintance to make no offers on an apartment we are both interested in?

TL;DR An acquaintance of mine wants to buy the same apartment as me, and neither of us is willing to back down. Background In short, we discovered before going to the showing that were both very ...
10
votes
8answers
6k views

How can I get someone to stop paying for my meal?

I have a good friend and every time we go out for a drink or dinner, he always insists on paying. That sounds good to have someone pay for you but it's actually not. For a start, it's kind of ...
4
votes
1answer
528 views

How can I remain friends with my sponsor child without continually funding them?

Asking for my wife: My wife has been sponsoring a child in Africa for 15 years. They regularly exchanged letters through the sponsorship program. No direct contact occurred, the letters were being ...
3
votes
2answers
636 views

Family constantly bets when playing games

Background: My siblings are used to spending money without a care in the world and it has leaked into the board games we play. When we play games they always want to bet. When I ask them if we can ...
79
votes
14answers
21k views

How can I stress to my brother the importance of saving when he relies on me as a safety net?

My younger brother has a wife and two daughters and has habit of spending money. For example, he likes going to movies often, eating out often, and buying name brand clothes. I also have a wife and ...
9
votes
2answers
1k views

Neighbor is responsible for additional costs to construction of our house; how to convince them to pay?

Situation My girlfriend and I are in the process of building a house to start a family. We have hired a contractor that will arrange everything from start to finish to deliver a habitable house. The ...
67
votes
4answers
22k views

My roommate is making me pay too much for rent. How should I confront him?

I just moved to a new city for my master studies. I met a man via a social website who is already living here and he offered to rent me his two room apartment for a year while he was studying abroad, ...
25
votes
9answers
11k views

How to tell someone they should honour their bid on my item?

I am selling used textbooks online in a Facebook buy and sell group. Two people contacted me within a minute apart to buy the same book, which I had listed for $50 OBO ("or best offer"). I messaged ...
12
votes
7answers
2k views

How to implicitly remind an absent minded friend to return his debt?

About a month ago, my friend asked me to pay for his online ticket (which cost about 60 Euros) to temporarily move to the city I am living in. He couldn't pay himself as he needed a credit card for ...
4
votes
3answers
714 views

How can I deal with a discrepancy in financial situations between friends/family and myself?

About a year ago I landed a great job in a field that I've been trying to get into. The problem is that most of my friends make much less than I do. Their jobs are near entry level and they don't make ...
8
votes
4answers
2k views

How can I discuss payment for therapy with my mother without discussing the specifics of my mental health?

I am a college student who no longer lives with my parents, but lives in the same town, going to college. I see my parents a lot and have a good relationship with them, and they help me pay my rent, ...
5
votes
8answers
1k views

How to ask if people are gambling for “real money” with leaving possibility not to join?

I don't normally gamble. On the rare occasion, if asked by a group of friends, I may consider it if it's not for much money. (for example it's possible everyone is given chips for free and return them ...
16
votes
3answers
4k views

How do I help my girlfriend defend herself against manipulative parents?

Some Background My girlfriend's family moved to the US about 2 years ago to escape their home country (which is going through political and economic turmoil) to start over. Her mom sells insurance, ...
7
votes
0answers
507 views

Helping a friend who will likely die without help, but refuses help? [closed]

So I have a friend who's suffering from a condition known as cirrhosis that will likely take their life anytime between several months from now and several years from now. The thing is, this ...
3
votes
3answers
1k views

Politely paying back a loan that turned into a gift?

My partner and I have lived together for the last few years and during that time we have occasionally asked her father if we could borrow money, ranging from $500 to $5000 (roughly). The reason for ...
1
vote
1answer
894 views

I got a job, how should I pay for my girlfriend? [closed]

I've been dating with my girlfriend since almost 4 years. In the beginning, I was paying for both of us when we went out, so all of the couple-related expenses were covered by me. For example, if we ...
8
votes
1answer
1k views

How to develop friendship without money? [closed]

I have a dilemma, I'm living in USA and I'm from Latin America (I'm learning to speak English too) so I'm trying to make some friends, I've already found a girl that is very nice, and she wants to ...
6
votes
1answer
911 views

How can I tell my parents I'd like to help them financially after getting a very well paid job?

My parents have been supportive of my education for my entire life. I lucked out and the field of interest to me just so happens to be a very high paying field. I recently finished my formal ...
9
votes
3answers
2k views

How to tell my roommates that I want to move out ASAP when they say they rely on my rent?

I recently graduated from college, out of state from my hometown, and got a job here. A friend of mine and her husband offered to let me stay with them for very little rent until I could find a place ...
0
votes
2answers
402 views

Friend owes me money - not giving it back [closed]

I lend my friend about 95$. I considered him a relatively close friend. I've always been a little forgetful, so after I lend him the money, it took some time for me to contact him about the exact ...
11
votes
2answers
2k views

How to ask my SO if they are ok with me paying for their flight?

Background I've been in a relationship for 8+ months now, and the trip I'm referencing will be past our 1 year date. These numbers don't matter to me any more (as opposed to 1-2 months into the ...
3
votes
0answers
1k views

How to handle wife wanting inheritance when I have none [closed]

We live in a large and expensive city with really high real-estate costs. Both me and my wife are around 30 years of age. It's been over Four years into my marriage now. My wife is constantly worried ...
4
votes
2answers
2k views

Close relative refuses to acknowledge being deeply in debt

Note: the text uses "they" when talking about the person in question to preserve anonymity. A few years ago I was living with a close relative of mine and their parents, and I became aware that the ...
26
votes
4answers
7k views

Relationship - dealing with different views about spending money (who should pay for what)

My girlfriend and I are dating for about 6 months now. We recently started talking about moving together. I really adore my girlfriend, but there are some patterns in her behavior (mostly related to ...
2
votes
1answer
345 views

How to politely pay back money? [closed]

Background: Me and my school days friend [we did our school till graduation together, we are the best study buddies, project buddies] are very good friends and make it a point we meet each other at ...
4
votes
4answers
5k views

My mom won't let me handle my money, what can I say?

Background I'm 18 and I live with my parents, I also have two younger sisters. Ever since I was younger until now nothing changed in terms of their parenting with me. I have to go to bed at X hours ...
5
votes
4answers
1k views

How to handle unexpected expenses during a road trip?

I took part in a 10 day road trip across several European countries, with a group of friends and acquaintances. We traveled with several cars, and were sharing the fuel costs. I took part several ...
1
vote
2answers
854 views

Coping with different spending philosophies in a marriage [closed]

I am British, in my mid-twenties, and in a pretty well paying job. My wife is Chinese, a few years older than me, and while having a moderately well paying job previously is currently is a student. We'...
13
votes
5answers
5k views

How to handle a manipulative person who owes me money

Background I broke up with my ex about some years ago. I've been through a lot all those (many) years I was in a relationship with her, due to the fact that she suffered from various disorders such ...
6
votes
3answers
735 views

How should I ask a roommate who's planning to move out before their lease is up to continue paying their portion of the utilities?

I have two roommates, both of whom are moving out this month, though our lease is up at the end of July. We split the rent/utilities three ways, and Roommate A, without being asked, told me he'd ...
35
votes
12answers
13k views

How to confront friend who won't give back borrowed money?

My friends and I decided to buy a birthday present for a person. This friend, let's call him Bob, couldn't come with us to buy the actual present, so he asked me if I could pay for him, assuring me ...
44
votes
5answers
8k views

How can I accommodate my in-laws in a hotel without making them feel uncomfortable about me paying for the room?

I want to invite my in-laws, who live in another country, to visit me and my wife. However, we do not have enough space in our apartment for so many people, so I would like to accommodate them in a ...
16
votes
14answers
7k views

How to convey seriousness in conditions when giving money to brother

TL;DR: I want to give my brother some money with a few conditions on how it is spent but believe he is unlikely to realise that I seriously plan to enforce those conditions. How can I convey my ...
54
votes
4answers
19k views

My cousin doesn't know that I know he received money that belongs to me - how do I approach him about receiving the money?

My cousin was supposed to receive money from a sale, keep a percentage and then send the rest over to me. I found out that not only did he receive more money from the sale of my item ($550 instead of ...
13
votes
3answers
2k views

How do my wife and I get her mother to stop buying stuff for us?

For years, my mother-in-law has purchased a huge number of holiday gifts for us. This is frustrating because at other points in the year, she'll ask for small loans ($500-$1000 or so) to pay for ...